KYC compliance: KYC Obligations
The KYC Obligations carries 4 published figures read from 3 sources' own pages, from 15 to 25 percent, read 17 October 2026.
Clientvo sells its own paid plan in this category (our pricing). It is not counted here: every figure in this index is another provider's own published price, read from its own page.
3 of the 15 named sources read in full publish a figure; 12 publish none, read 17 October 2026.
By jurisdiction
| Breakdown | Median | Range | Sources |
|---|---|---|---|
| jurisdictionUnited States | 25% | 25 to 25% | 2 |
| jurisdictionEuropean Union | 20% | 20 to 20% | 1 |
Every figure, with its source
One row per source: the figure the source's own page publishes, the page, and the day it was read. A figure that is not on a page we read is not on this one.
| Source | Figure | Breakdown | Read |
|---|---|---|---|
| FinCEN CDD Rule FAQs | 25% | United States | 2026-10-17 |
| Federal Register: Customer Due Diligence Requirements for Financial Institutions | 25% | United States | 2026-10-17 |
| Regulation (EU) 2024/1624 on EUR-Lex (CELEX) | 25% | European Union | 2026-10-17 |
| Regulation (EU) 2024/1624 on EUR-Lex (CELEX) | 15% | European Union | 2026-10-17 |
The sentence each figure was read from (4)
- FinCEN CDD Rule FAQs, read 2026-10-17:
Are there circumstances where covered financial institutions should consider collecting beneficial ownership information at a lower equity interest threshold under the AML program rules with regard to certain customers? When a legal entity is identified as owning 25% or more of a legal entity customer that is opening an account, is it necessary for a covered financial institution to request benefi
- Federal Register: Customer Due Diligence Requirements for Financial Institutions, read 2026-10-17:
Many commenters supported FinCEN's decision in the proposal to set the minimum threshold for equity holdings constituting ownership at 25 percent.
- Regulation (EU) 2024/1624 on EUR-Lex (CELEX), read 2026-10-17:
An ownership of 25 % or more of the shares or voting rights or other ownership interest in general establishes the beneficial ownership of a corporate entity.
- Regulation (EU) 2024/1624 on EUR-Lex (CELEX), read 2026-10-17:
To that end, that lower threshold should in general not be set at more than 15 % of the shares or voting rights or other ownership interest.
Read in full, publishes no figure
12 named sources were read in full on the dates shown and print no usable figure. They are counted, never filled in.
- 31 CFR 1010.230 beneficial ownership requirements for legal entity customers, read 2026-10-17: read in full and no accepted figure on the page
- 31 CFR 1020.220 customer identification program for banks, read 2026-10-17: read in full and no accepted figure on the page
- FFIEC BSA/AML manual: beneficial ownership requirements, read 2026-09-12: every candidate on the page was refused
- Money Laundering Regulations 2017 regulation 28 (customer due diligence measures), read 2026-10-17: read in full and no accepted figure on the page
- Money Laundering Regulations 2017 regulation 33 (enhanced due diligence), read 2026-10-17: read in full and no accepted figure on the page
- Money Laundering Regulations 2017 (contents), read 2026-10-17: read in full and no accepted figure on the page
- FCA Handbook SYSC 6.3 financial crime, read 2026-10-17: read in full and no accepted figure on the page
- JMLSG current guidance, read 2026-10-17: read in full and no accepted figure on the page
- Regulation (EU) 2024/1624 (AMLR), consolidated text, read 2026-10-17: every candidate on the page was refused
- MAS Notice 626 (banks): prevention of money laundering and CFT, read 2026-09-12: read in full and no accepted figure on the page
- FATF Recommendations, read 2026-10-10: read in full and no accepted figure on the page
- FATF Recommendations (topic page), read 2026-10-10: read in full and no accepted figure on the page
Methodology
Every row is a verbatim sentence read from the named source's own page through our fetch service on the date shown, hash-pinned to the stored read (the sha of the page's visible text; the raw page is mirrored to R2).
3 of the 15 named sources that could be read published a usable figure; 12 published none and are recorded as not published, never filled in; 1 could not be read (blocked, dead or unreachable) and count nowhere.
The headline figures (median, minimum, maximum, quartiles) are over ONE figure per source in % (a source's median where its page yielded several accepted sentences), so N counts sources, never sentences; 38 candidate sentence(s) were refused by a reviewer with the reason recorded.
The fuller derivation this dataset is chartered to grow into (not yet what the figures above are; they are each source's own published figure as read): one row per jurisdiction per obligation, quoted verbatim from the instrument or the supervisor's own guidance with its effective date: who is an obliged entity, what must be identified and verified before the relationship starts, the beneficial-ownership threshold, what triggers simplified, standard and enhanced due diligence, the ongoing-monitoring and refresh rule, and the record-retention period.
The derivation is the cross-jurisdiction comparison nobody publishes as one table - the beneficial-ownership threshold and the EDD trigger list side by side across seven regimes, which regimes name a fixed refresh cycle and which require risk-based perpetual KYC, and changed-since, which is the news every time a rulebook turns (the EU's single rulebook applies from 10 July 2027; Australia's CDD reform runs a transition to 30 March 2029).
38 candidate sentences on these pages were refused by a reviewer; each refusal and its reason is recorded in the review ledger.
Sources (16)
- 31 CFR 1010.230 beneficial ownership requirements for legal entity customers(the publisher's own terms; quoted for reporting and comment)
- 31 CFR 1020.220 customer identification program for banks(the publisher's own terms; quoted for reporting and comment)
- FinCEN CDD Rule FAQs(the publisher's own terms; quoted for reporting and comment)
- Federal Register: Customer Due Diligence Requirements for Financial Institutions(the publisher's own terms; quoted for reporting and comment)
- FFIEC BSA/AML manual: beneficial ownership requirements(the publisher's own terms; quoted for reporting and comment)
- Money Laundering Regulations 2017 regulation 28 (customer due diligence measures)(the publisher's own terms; quoted for reporting and comment)
- Money Laundering Regulations 2017 regulation 33 (enhanced due diligence)(the publisher's own terms; quoted for reporting and comment)
- Money Laundering Regulations 2017 (contents)(the publisher's own terms; quoted for reporting and comment)
- FCA Handbook SYSC 6.3 financial crime(the publisher's own terms; quoted for reporting and comment)
- JMLSG current guidance(the publisher's own terms; quoted for reporting and comment)
- Regulation (EU) 2024/1624 (AMLR), consolidated text(the publisher's own terms; quoted for reporting and comment)
- Regulation (EU) 2024/1624 on EUR-Lex (CELEX)(the publisher's own terms; quoted for reporting and comment)
- MAS Notice 626 (banks): prevention of money laundering and CFT(the publisher's own terms; quoted for reporting and comment)
- FATF Recommendations(the publisher's own terms; quoted for reporting and comment)
- FATF Recommendations (topic page)(the publisher's own terms; quoted for reporting and comment)
- AUSTRAC customer identification and verification core guidance(the publisher's own terms; quoted for reporting and comment)
Cite or embed this figure
Cite or embed this figure
The KYC Obligations carries 4 published figures read from 3 sources' own pages, from 15 to 25 percent, read 17 October 2026.
3 of the 15 named sources read in full publish a figure; 12 publish none, read 17 October 2026.
KYC Obligations, jurisdiction United States: median 25 percent across 2 sources, read 17 October 2026.
KYC Obligations, jurisdiction European Union: median 20 percent across 1 source, read 17 October 2026.
Cite as: "Clientvo KYC Obligations", updated 2026-10-18, https://clientvo.com/datasets/kyc-obligations/.
Download the CSV (4 rows, computed 2026-10-18)